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Disclaimer

 All of the information that is part of this website is provided without warranty of any kind.

Some information may have errors or omissions.  There is no liability for any of these errors or omissions, nor is there any liability for any adverse events that such errors or omissions may cause.  All information is supplied as a description of ideas and actions on the part of the author, and should be taken as such, and should not be taken as advice to anyone.  You can not rely on this site as a source of independent research or personal investment advice.  While information on the site is intended to be reliable and accurate, none of the information can be guaranteed or warranted to be accurate, complete, or fit for any purpose.

Investments and/or strategies espoused on this site may or may not be good for you, depending on your individual circumstances.  Deciding whether anything on the site is appropriate for you is up to you.

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All information that is collected about you in the course of operating the website will be kept strictly confidential and is not shared with anyone outside of the website. 

The website and all of its associated materials have been developed and are owned by the Owner of the website.  All of these materials are protected by copyright and in some cases, further protected by both foreign and domestic trademark laws.  The website and all of its associated materials are intended for individual use by the subscriber.  Commercial use of any material, or use by groups of individuals must be approved by the author, and are not otherwise authorized.